Minimum loan tenure is 12 months, up to 36 months. Standard Chartered You can loan up to P2 million and enjoy exclusive privileges when you choose Standard Chartered. Interest rate is set at 1. 10, whatever loan tenure you select. Asia United Bank AUB offers multi-purpose loan to all employees of companies accredited by the bank.
The loanable amount is from P30,000 to P250,000. Moreover, borrowers can pay their monthly amortization through salary deduction.
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You need to have extra money in the bank if you want to close the loan. Mortgage lenders are also requiring larger amounts of reserves, especially for bigger loans. The average requirement for conventional mortgage loans (among those lenders that require cash reserves) is two months worth. This means the borrower must have the cash equivalent of two months of mortgage payments in the bank, before closing.
Some lenders are even requiring six months worth of reserves. This puts up a major hurdle for some borrowers. In some cases, it will kill the deal even when the borrower passes all of the other requirements with flying colors. Well-Qualified Borrowers Being Rejected. In some cases, borrowers dont learn about cash-reserve requirements until after theyve applied cash 2 u payday loans danville va the loan.
That was the case for Brad and Melinda, a cash loans north charleston sc of veteran home buyers in Carlsbad, California.