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The biggest risk of a 401k loan is that you absolutely must pay it back on schedule. If you dont, the unpaid portion of the loan gets treated as a withdrawal. You have to pay the tax on it and the personal bank loans in california early withdrawal penalty if youre under 59 12 years of age.
So if youve borrowed 1,000 and only paid back 500, you could owe around 125 in taxes and penalties. Fortunately, this type of loan is much easier to pay back on time than a payday loan. You have five whole years to pay it off, and you can pay in manageable installments.
The Benefits of a Signature Loan from PCU: Lower interest rate than credit cards or cash advances Fixed payments Flexible repayment terms Fast application and closing process No application fee No pre-payment penalty. Get Started and Apply Today: Online application In person at any Branch Location By phone, by calling 407-425-2561. Join Priority Credit Union. Personal banking thats really personal. Join the Priority family and open an account with us today.
Call (407) 425-2561 or apply at any branch location. Contact Us. Call Center: (407) 425-2561 Email Locations Hours Report a LostStolen Card: Credit: 1-800-991-4961 Visa Debit: 1-800-472-3272.
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